Class Year: 2026-2027 Time: Wed 12:00 pm - 02:00 pm; Teacher:Shanna Phillips Tuition: $335 / Semester or $67 / Month (August - December) Supply Fee: $40 / Semester - Due Upon Registration (Non-Refundable after August 1) Location: Northwest (Cypress)
The spring semester Personal Finance and Economics course is designed to work in conjunction with the fall semester American Government course, but it can stand alone.
In the fall semester American Government course, the student will be introduced to economic situations as they relate to government. The spring semester Personal Finance and Economics course will explore personal finance in detail and its relationship to economics in general.
This course will provide students with the opportunity to learn and practice vital personal financial skills such as saving, budgeting, debt, investing, and utilizing insurance. A 10 week budget simulation will provide students with an excellent opportunity to immediately apply the concepts we learn about personal finance – including an investing module. We will also briefly study world and national economics topics such as free trade, markets, capitalism vs. socialism and communism, interest rates, minimum wage, monopolies, bail outs, inflation and more.
A variety of techniques will be utilized to enhance the learning experience including, but not limited to, class discussion, current events, research, critical thinking, tests, group and individual financial projects, simulations, and hands-on budgeting.
Required Texts:
Budget Challenge Personal Finance 978-1736123362
Budget Challenge Simulation - $30 payable to Mrs. Phillips . by Dec. 1.
No supply fee refunds given after December 1st and if a student withdraws after January 30th, there will be a $134 withdrawal fee.